1. Support Center
  2. SBA 7(a) Small Business Loans

What credit bureau do you use? Will my application impact my credit score?

Alongside Northeast Bank, our credit decision is based in whole or in part on information obtained in a report from the consumer reporting agency, Equifax.

You have a right under the Fair Credit Reporting Act to know the information contained in your credit file at Equifax. Equifax played no part in our decision and is unable to supply specific reasons why we denied credit to you.

You also have a right to a free copy of your report from Equifax, if you request it no later than 60 days after you receive a decline notice. In addition, if you find that any information contained in the report you receive is inaccurate or incomplete, you have the right to dispute the matter with Equifax using the contact information below.

Equifax Information Services, LLC


P.O. Box 740256

Atlanta, GA 30374-0256



NEWITY LLC and its affiliates are not lenders participating in the SBA’s 7(a) loan program. NEWITY LLC is a lender service provider for Northeast Bank, a lender participant in the SBA’s 7(a) loan program. SBA 7(a) loans are ultimately processed and approved by a lender participant in the SBA’s 7(a) loan program.