1. Support Center
  2. SBA 7(a) Small Business Loans

How can I apply for a 7(a) loan?

To access the 7(a) loan application: 

  1. Create or log into your existing account in the NEWITY Smart Portal. If you run into any difficulty with accessing or creating your account, please review our step-by-step Account Setup Guide.  
  2. Once you are logged in, navigate to the 7(a) Working Capital Loans tile in your Smart Portal Dashboard and click “Apply for a New Loan.” This will load your 7(a) Loan Portal Dashboard. The first time you access this 7(a) Dashboard, a new application will automatically be created. Please be sure to use a web browser on a computer when completing the application, not a phone or tablet.
  3. Select “Complete Application” to enter the application and begin. If you run into any difficulty creating, working through, or submitting your 7(a) loan application, please access our 7(a) Working Capital Loan Application Guide for step-by-step instructions to create and submit your 7(a) loan application. Please note that the guide also includes the eligibility requirements at the beginning of the page.