1. Support Center
  2. SBA 7(a) Small Business Loans

How can I apply for a 7(a) loan?

To access the 7(a) loan application: 

  1. Create or log into your existing account in the NEWITY Smart Portal. If you run into any difficulty with accessing or creating your account, please review our step-by-step Account Setup Guide.  
  2. Once you are logged in, navigate to the Prequalification tile and click “Start Now.” This will load a prescreening application for multiple types of business loans, including SBA 7(a) loans. Please be sure to use a web browser on a computer when completing the application, not a phone or tablet. It takes less than 15 minutes and does not impact your credit score. 
  3. After completing the pre-qualification application, a screen will appear displaying loan options for which you are eligible. If you see an SBA 7(a) loan offer, click “Select and Continue” to confirm your interest in the 7(a) loan.
  4. If you run into any difficulty creating, working through, or submitting your prequalification application, please access our Loan Prequalification Guide for step-by-step instructions.



NEWITY LLC and its affiliates are not lenders participating in SBA’s 7(a) loan program.  SBA 7(a) loans are ultimately processed and approved by a lender participant in SBA’s 7(a) loan program.